Sweden travel money tips
Heading to Sweden? Here's a quick rundown of how to handle money on the ground — tipping etiquette, when to use cards versus cash, the best ATMs to use, and the most common pitfalls travelers run into. The local currency is the Swedish Krona (SEK, kr).
Tipping
Not expected. Round up the bill or leave 5–10% for great service. No tip on coffee or taxis.
Cards vs cash
Effectively cashless. Many shops and cafés literally don't accept cash. Bring a card with PIN.
Payment methods accepted
ATMs & cash tip
Bankomat ATMs are co-owned by major banks and work with most foreign cards.
Heads-up
- Public toilets, museums, and some buses are card-only — having no card means no entry.
- Always pay in SEK, not your home currency, at the terminal.
About the Swedish Krona (SEK)
The Swedish Krona (SEK, symbol kr) is the official currency of Sweden. Knowing the live SEK rate against your home currency helps you sanity-check menu prices, taxi fares, and souvenir markups while traveling.
More travel tips
See all country tips →Tips are general guidance for travelers, not legal or financial advice. Customs vary — confirm with local sources for important plans.