Netherlands travel money tips
Heading to Netherlands? Here's a quick rundown of how to handle money on the ground — tipping etiquette, when to use cards versus cash, the best ATMs to use, and the most common pitfalls travelers run into. The local currency is the Euro (EUR, €).
Tipping
Round up the bill or leave 5–10% for great service. Service is included in the menu price.
Cards vs cash
Effectively cashless, but many shops only take Maestro/V Pay debit, not Visa/Mastercard credit. Always check the door sticker.
Payment methods accepted
ATMs & cash tip
ING, ABN AMRO, and Rabobank ATMs are fee-free for foreign cards.
Heads-up
- Many supermarkets (Albert Heijn, Aldi) and Dutch Railways ticket machines reject Visa/Mastercard credit cards.
- Watch for cyclists everywhere — they have right of way and won't slow down.
About the Euro (EUR)
The Euro (EUR, symbol €) is the official currency of Netherlands. Knowing the live EUR rate against your home currency helps you sanity-check menu prices, taxi fares, and souvenir markups while traveling.
More travel tips
See all country tips →Tips are general guidance for travelers, not legal or financial advice. Customs vary — confirm with local sources for important plans.