Croatia travel money tips
Heading to Croatia? Here's a quick rundown of how to handle money on the ground — tipping etiquette, when to use cards versus cash, the best ATMs to use, and the most common pitfalls travelers run into. The local currency is the Euro (EUR, €).
Tipping
10% in restaurants if not included, round up taxi fares, €1–€2 per bag for porters.
Cards vs cash
Cards in cities, but many konobas, ferries to small islands, and rural towns prefer cash.
Payment methods accepted
ATMs & cash tip
Use bank ATMs (Zagrebačka banka, PBZ, Erste). Avoid Euronet — high fees and bad rates.
Heads-up
- Croatia switched to the Euro in 2023 — older guidebooks still mention the kuna (HRK).
- Some Dubrovnik restaurants and bars near the Old Town heavily inflate prices — check the menu before sitting down.
About the Euro (EUR)
The Euro (EUR, symbol €) is the official currency of Croatia. Knowing the live EUR rate against your home currency helps you sanity-check menu prices, taxi fares, and souvenir markups while traveling.
More travel tips
See all country tips →Tips are general guidance for travelers, not legal or financial advice. Customs vary — confirm with local sources for important plans.